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The Duel: Supercar Co-Ownership vs. Leasing



Dear Supercar Enthusiasts and Members,

In today's edition, we take a close look at the pros and cons of Supercar Co-Ownership compared to traditional leasing, using the current example of the breathtaking Porsche Taycan Turbo S, available through Supercar Sharing as a co-owner vehicle. This electric supercar is immensely popular in Switzerland and is frequently leased by business owners and entrepreneurs. But is that truly the most economical choice? Let's let the numbers do the talking.


The Situation:

The Porsche Taycan Turbo S is undoubtedly a dream car, costing 122,000 CHF as a used vehicle when purchased outright. But how can you, as a business-oriented individual, make the most efficient use of this luxury? Here are the two options at play:


Supercar Co-Ownership.
New to the vehicle market, but is it the smart choice?

Our Co-Ownership offering allows you to enjoy the Porsche Taycan Turbo S at a fraction of the solo purchase price. With a total price of 15,944 CHF per share, including comprehensive services such as insurance, road taxes, professional storage, management, service, and warranty, we provide you with a worry-free driving experience. You then only pay 1,874 CHF annually, covering all services, 3,000 km, and 30 days of usage per share. Upon sale, you receive the share amount minus depreciation, or you can transfer the share value to an equivalent successor vehicle.

Traditional Leasing.
Conventional, but at what cost?

In comparison, leasing the Porsche Taycan Turbo S in this calculation requires a market-standard down payment of 20% of the purchase price and a monthly leasing payment of 1,807 CHF – without included services, garage, or other extras.




Additionally, there are annual costs of 3,400 CHF for full coverage insurance, 2% of the vehicle value for service costs, and a nominal interest rate of 6.99%.

We used the leasing calculator from Cembra Bank (link to external source) with a leasing duration of 3 years to perform these calculations.










Cost Comparison:

Porsche Taycan Turbo S Purchase Price as a Used Vehicle:

122,000 CHF with a mileage of 25,000 km.


Co-Ownership with
2 Shares at 20% Co-Ownership of the Porsche:
  • Purchase price with 2 shares: 31,888 CHF including all services (insurance, road taxes, professional storage, management, service & maintenance, warranty, and detailing)

  • Annual costs with 2 shares: 3,748 CHF (including 6,000 km and 60 days of usage)

  • Residual value: 85,400 CHF


Leasing:
  • Down payment: 20% of 122,000 CHF = 24,400 CHF

  • Monthly payments: 1,807 CHF x 35 months = 63,245 CHF

  • Insurance: 3,400 CHF x 3 years = 10,200 CHF

  • Service costs: Average 2% of 122,000 CHF x 3 years = 7,320 CHF

  • Total costs: 24,400 CHF + 63,245 CHF + 10,200 CHF + 7,320 CHF = 105,165 CHF*


Calculation Co-Ownership | Holding period 3 years:

Initial costs for 2 shares with 6,000km and 60days of use:

15,944 CHF * 2 = 31,888 CHF

Annual costs over 3 years: (1,874 CHF * 2 shares) * 3 years = 11,244 CHF

Sales proceeds: 85,400 CHF (8,540 your unit value * 2) = 17,080 CHF

Total costs: 31,888 CHF + 11,244 CHF - 17,080 CHF = 26,052 CHF


Calculation Leasing | Holding period 3 years:

Down payment 1 instalment: 20% of 122,000 CHF = 24,400 CHF

Monthly instalments: 1,807 CHF x 35 months = 63,245 CHF

Insurance: 3,400 CHF x 3 years = 10,200 CHF

Service costs: Average 2% of 122,000 CHF x 3 years = 7,320 CHF

Total costs: 24,400 CHF + 63,245 CHF + 10,200 CHF + 7,320 CHF = 105,165 CHF*


Total Co-Ownership costs in 3 years: 26,052 CHF Total Leasing costs in 3 years: 105,165 CHF*

* In addition, there is a nominal interest rate (financial institution) in leasing, as well as their personal variable storage costs, preparation and annual transport taxes, as well as costs for the warranty extension.


Result and Conclusion.
Your Economic Advantage:

Co-Ownership is clearly for those who can do the math. The Co-Ownership approach offers a significant cost savings of about 79,113 CHF over a 3-year period compared to leasing. In the Supercar Sharing® Co-Ownership package, all services are included, and upon selling the vehicle, the Co-Owner receives a portion of the investment back. Thanks to comprehensive services and a smart depreciation policy, you can indulge in your passion for high-performance vehicles without breaking your budget or worrying about a thing. This underscores the economic benefits of the Co-Ownership model, particularly for exclusive family-friendly Supercars like the Porsche Taycan Turbo S.


Co-Ownership is, therefore, for those who can do the math.

We hope this comprehensive cost analysis is helpful in making your decision. If you need further information or have questions, please don't hesitate to contact us. Interested in the Porsche Taycan Turbo S? Here's the listing:


Your Supercar Sharing Team




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